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ERA Joyner Realty, Inc
231 Northside Drive
Valdosta, GA 31602
Phone: 229 241-8884
Email: info@era4sale.com

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When you register and create your ERA Joyner account you have the ability to save searches and properties.  You can also use our HomeSearch feature which will email you anytime a new home comes on the market that meets your specified criteria.  It's free and easy and we will never disclose your information to any other party.  Click the link in the upper right hand corner of the page.  Welcome!

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Why You Should Not Make Any Major Credit Purchases

Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.

Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.

Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.

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